Electronic

How can I request payment in installments for an improper collection?

When you receive the resolution that you have received an improper collection of an unemployment benefit, in which you are informed of the exact amount of the amount to be returned, you can request payment of said amount in installments. You must do so in writing before the State Public Employment Service (SEPE) and you have a period of 30 days from the notification.

In the split-up request you must justify the monthly amounts to be returned based on your socio-labor circumstances, by explaining your economic situation, personal circumstances and the guarantee for its return.

The number of installments may not exceed sixty monthly payments, unless authorized by the General Directorate of the State Public Employment Service. A surcharge equivalent to the late payment interest that is in force at all times will be applied to the amount owed, during the duration of the installment.

Once the splitting request has been resolved, you will be sent a resolution that will include:

- The full amount to be returned (principal).

- The amount of interest.

- The total amount to be paid.

- The number of expirations and the date of the first expiration.

- The monthly amount to be paid.

- The date on which payments must be made.

- The bank entity and the account number where the payment can be made.

If you do not deposit any of the installment amounts upon maturity, an immediate demand for enforcement of the entire amount pending payment will be issued, issuing the corresponding overdraft certification.

If you make the request for fractionation after the voluntary period has elapsed, the amount owed will increase with the legally established surcharges.